Dear Michigan Association of Fire Fighters Member,

The Home Loan Benefit Program is positioned to deliver more value than ever in 2008! You have BIG TIME goals you want to accomplish and we have BIG TIME solutions!

Your Exclusive Partner Benefits Include:

• 1/2 off your first monthly payment *

• FasTrack Closing - Michigan Association of Police employees can close in 2 weeks or less.
  Call for details

• A Complimentary Mortgage Review - a no obligation analysis of your current mortgage
  and credit situation

Call 800-920-8166 or visit us online today!

* Promotion good for half off your first month's mortgage payment up to $1,199 (excluding taxes, insurance, and PMI). Clients will receive a check after closing to apply towards their first mortgage payment (up to the maximum amount of $599.50). Client is still responsible for making the first full monthly mortgage payment in the full amount listed on the payment coupon. Promotion only applies to first lien mortgages. The Inside Advantage is only available to clients who work for a benefit partner and call the dedicated benefit phone number or go through the dedicated benefit website. Valid on signed applications received by 09/01/08. Not valid with any other discount or promotion.